The Influence of Service and Product Quality Through Customer Satisfaction on Customer Loyalty of Pt Bank Mandiri, Tbk. Tanjung Balai Sub-Branch Office
DOI:
https://doi.org/10.56444/icbeuntagsmg.v2i1.1848Keywords:
Customer Loyalty, Customer Satisfaction, Service Quality, Product QualityAbstract
This research aims to determine the influence of service and product quality on customer loyalty through customer satisfaction at PT Bank Mandiri, Tbk.Tanjung Balai Sub-Branch Office. This research is quantitative empirical research using hypothesis research which tests the significant influence and direction of direct relationships and indirect relationships between independent variables and dependent variables through intervening variables. This research used a purposive sampling technique which is part of the non-probability sampling technique. The sample of 100 people was obtained from a population of 20,088 by taking samples using the Slovin formula. The data used in this research is primary data obtained directly from the sample through a questionnaire and measured using a Likert scale. Based on the results of statistical tests using the Smartpls application, it was found that service quality does not directly have a significant effect on customer loyalty, while the product quality of Livin Mandiri has a significant effect. Indirectly, service quality does not affect customer loyalty through customer satisfaction. Indirectly, the product quality of Livin Mandiri has an impact on customer loyalty through customer satisfaction.
References
Al-Ghifari, M. I., & Khusnudin. (2022). Pengaruh Kualitas Produk, Kualitas Pelayanan, Harga Dan Biaya Terhadap Loyalitas Nasabah Di Bank Syariah Indonesia Kantor Cabang Denpasar Bali. Jurnal Tabarru’: Islamic Banking and Finance, 5(2), 421–434. doi: https://doi.org/10.25299/jtb.2022.vol5(2).10883
Alkhairi, M. F. (2019). Faktor-Faktor Yang Mempengaruhi Loyalitas Nasabah Pada Bank Muamalat, Tbk. (Studi Kasus PT. Bank Muamalat Cabang Balaikota, Medan). Skripsi, Universitas Islam Negeri Sumatera Utara.
Aprilyani, R., Budianto, A., & Herlina, N. (2020). Pengaruh Karakteristik Produk dan Kebijakan Harga terhadap Minat Beli Konsumen (Suatu Studi Pada Disribution Store Eight Wardrobe Tasikmalaya). Business Management and Entrepreneurship Journal, 2(2), 131–146.
Arianto, N., & Nirwana, Y. K. (2021). Kualitas Pelayanan Terhadap Loyalitas Nasabah Dengan Kepuasan Nasabah Simpanan Sebagai Variabel Intervening. Jurnal Manajemen Dan Bisnis Equilibrium, 7(2), 179–192. doi: https://doi.org/10.47329/jurnal_mbe.v7i2.658
Atikoh, N. (2021). Pengaruh Kualitas Pelayanan dan Persepsi Harga Terhadap Loyalitas Melalui Kepuasan Pelanggan Pada PT Putra Sumber Abadi. Skripsi, Sekolah Tinggi Ilmu Ekonomi Indonesia.
Bank Mandiri. (2024). Profil Perusahaan. Jakarta: PT Bank Mandiri, Tbk.
Cardia, D. I. N. R., Santika, I. W., & Respati, N. N. R. (2019). Pengaruh Kualitas Produk, Harga, Dan Promosi Terhadap Loyalitas Pelanggan. E-Jurnal Manajemen Universitas Udayana, 8(11), 6762. doi: https://doi.org/10.24843/ejmunud.2019.v08.i11.
Chiguvi, D., & Guruwo, P. T. (2017). Impact of Customer Satisfaction on Customer Loyalty in The Banking Sector. International Journal of Scientific Engineering and Research (IJSER), 5(2), 55–63.
Dewi, L. S. (2019). Analisis Faktor-Faktor Yang Mempengaruhi Kepuasan Nasabah (Studi Kasus Pada Bank Berbasis Syariah). Skripsi, Institut Manajemen Koperasi Indonesia.
Familiar, K., & Maftukhah, I. (2015). Pengaruh Kualitas Produk dan Kualitas Pelayanan Terhadap loyalitas Pelanggan Melalui Kepausan Pelanggan. Management Analysis Journal, 4(4), 348–354.
Gale, B. (1994). Managing Customer Value. New York: Prentice The Free Press.
Gultom, P., Utari, C., & Manalu, M. W. (2024). Impact of Service Quality and Product Quality on Customer Loyalty Through Customer Satisfaction on UMKM in the Field Kota Medan. Journal of Management Analytical and Solution (JoMAS), 4 (2), 059–070.
Garvin, D. A. (2002). General Management: Processes and Action (1st ed.). Boston: McGraw-Hill/Irwin.
Haeruddin, M. I. W. & Haeruddin, M. I. M. (2020). The Effect of Customer Satisfaction on Customer Loyalty in Kartu As Products in Makassar City. Jurnal Administrare: Jurnal Pemikiran Ilmiah dan Pendidikan Administrasi Perkantoran, 7(2), 227-234. doiI: https://doi.org/10.26858/ja.v7i2.15443
Hartanto, A. (2019). Pengaruh Kualitas Produk, Kualitas Layanan, Dan Lingkungan Fisik Terhadap Loyalitas Pelanggan Melalui Kepuasan Pelanggan Sebagai Variabel Mediasi Di De Mandailing Cafe Surabaya. Agora, 7(1), 287096.
Jauhariyah, N. A., & Setiawaty, U. A. (2023). Pengaruh Pelayanan Islami Dan Kualitas Produk Terhadap Loyalitas Nasabah Bsi Di Pondok Pesantren Darussalam Blokagung Kabupaten Banyuwangi. Jurnal Istiqro, 9(2), 198–205. doi: https://doi.org/10.30739/istiqro.v9i2.2443
Junita, A., Tahura, T. L., & Reza, M. (2022). The Triggering Factors of Preferred Customer’s Loyalty in Sharia Banking. Quality-Acess to Success Journal, 23(186), 162-169.
Kotler, P., & Keller, K. L. (2016). Marketing Management (15th ed.). Pearson Pretice Hall, Inc.
Kumar, A. (2020). Effect of service quality on customer loyalty and the mediating role of customer satisfaction: An empirical investigation for the telecom service industry. Journal of Management Research and Analysis, 5(1), 34–41. doi: https://doi.org/10.18231/2394-2770.2018.0007
Kurnia, D. (2016). Pengaruh Kualitas Produk Terhadap Loyalitas Nasabah Melalui Kepuasan Nasabah, Nilai Bagi Nasabah, dan Reputasi Perusahaan Pada Bank BUMN. UG Jurnal, 10(12), 05–08.
Lelasari, N., & Bernarto, I. (2023). The Impact Of Customer Satisfaction On Customer Loyalty Of BCA Mobile Banking. Jurnal Manajemen, 27(1), 169–190. doi: https://doi.org/10.24912/jm.v27i1.1121
Leninkumar, V. (2016). The Effect of Service Quality on Customer Loyalty. European Journal of Business and Management, 8(33), 44–49.
Mahsyar, S., & Surapati, U. (2020). Effect of Service Quality and Product Quality on Customer Satisfaction and Loyalty. International Journal of Economics, Business and Accounting Research (IJEBAR), 4(1), 204–2011.
Manyanga, W., Makanyeza, C., & Muranda, Z. (2022). The Effect of Customer Experience, Customer Satisfaction and Word of Mouth Intention on Customer Loyalty: The Moderating Role of Consumer Demographics. Cogent Business & Management, 9(1), 2082015. doi: https://doi.org/10.1080/23311975.2022.2082015
Marlina, A., & Bimo, W. A. (2018). Digitalisasasi Bank Terhadap Peningkatan Pelayanan Dan Kepuasan Nasabah Bank. Inovator, 7(1), 14. doi: https://doi.org/10.32832/inovator.v7i1.1458
Naini, N. F., Santoso, S., Andriani, T. S., Claudia, U., & Nurfadillah (2022). The Effect of Product Quality, Service Quality, Customer Satisfaction on Customer Loyalty. Journal of Consumer Sciences, 7(1), 34-50. doi: https://doi.org/10.29244/jcs.7.1.34-50
Octavia, R. (2019). Pengaruh Kualitas Pelayanan Dan Kepuasan Nasabah Terhadap Loyalitas Nasabah PT. Bank Index Lampung. Jurnal Manajemen Pemasaran, 13(1), 35–39. doi: https://doi.org/10.9744/pemasaran.13.1.35-39
Rahmawati, R. & Sentana, I. P. E. (2021) The Effect of Product Quality on Customer Loyalty with the Mediation of Customer Satisfaction. International Journal of Managerial Studies and Research (IJMSR), 9(2), 22-32. doi: https://doi.org/10.20431/2349-0349.0902004
Rangkuty, D. M., Nasution, L. N., Hasyyati, Z., Siregar, S. D., Firmansyah, D., & Rusiadi, R. (2024, February). How Is The Monetary And Fiscal Policy Related To International Trade?. In International Conference on Humanity Education and Society (ICHES) (Vol. 3, No. 1).
Rangkuty, D. M., & Hidayat, M. (2021). Does Foreign Debt have an Impact on Indonesia's Foreign Exchange Reserves?. Ekuilibrium: Jurnal Ilmiah Bidang Ilmu Ekonomi, 16(1), 85-93.
Rusiadi, R., Yusuf, M., & Adivia, A. (2024). Mampuh Circular-Economy Mendukung Green Building dan Green Sustainable Development di ABRIC Coutries?. Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA), 4(1), 81-90.
Rusiadi, R., Hidayat, M., Rangkuty, D. M., Ferine, K. F., & Saputra, J. (2024). The Influence of Natural Resources, Energy Consumption, and Renewable Energy on Economic Growth in ASEAN Region Countries. International Journal of Energy Economics and Policy, 14(3), 332-338.
Rohmah, H. M., Sunaryo, & Suryadi, N. (2023). The Effect of Product Quality and Distinctiveness on Consumer Loyalty Mediated by Consumer Satisfaction. International Journal of Science and Society, 5(2), 449-465. doi: https://doi.org/10.54783/ijsoc.v5i2.709
Syafarudin, A. (2021). The Effect of Product Quality on Customer Satisfaction Implications on Customer Loyalty in the Era Covid-19. Ilomata International Journal of Tax and Accounting, 2(1), 71–83. doi: https://doi.org/10.52728/ijtc.v2i1.204
Sicilia, M., & Yazid, A. (2020). Analisis Dampak Digital Banking Dan Kualitas Pelayanan Terhadap Kepuasan Nasabah Pada Sebuah Bank Swasta. Jurnal Pemasaran Kompetitif, 3, 79–83.
Suhendi, D., & Sabihis (2021). Service Quality and Product Quality Key to Improve Customer Loyalty. Journal of Business and Management Review, 2(9), 620-633. doi: 10.47153/jbmr29.2092021
Sugiyono. (2019). Statistika untuk Penelitian. CV Alfabeta.
Tjiptono, F. (2014). Service, Quality & Satisfaction. Yogyakarta: Andi.
Ulfa, S. (2018). Pengaruh Kualitas Pelayanan Terhadap Loyalitas Nasabah Dengan Kepuasan Nasabah Sebagai Variabel Intervening. Skripsi, Universitas Islam Negeri Sumatera Utara.
Wahyuningsih, N., & Janah, N. (2018). Faktor-faktor yang Mempengaruhi Kepuasan Nasabah Menggunakan Internet Banking pada Bank Muamalat. Al-Amwal, 10(2), 295–314.
Wulandari, R., & Rusmahafi, F. (2020). Membidik Nasabah Bank Syariah. CV. Nas Media Pustaka.
Zulkarnain, R., Taufik, H., & Ramdansyah, A. D. (2020). Pengaruh Kualitas Pelayanan dan Kualitas Produk Terhadap Loyalitas Nasabah dengan Kepuasan Nasabah Sebagai ariabel Intervening (Studi Kasus Pada PT Bank Syariah Mu’amalah Cilegon). Jurnal Manajemen Dan Bisnis, 1–24, 235-253.